What is Overdraft Account?

Overdraft Account is a financial service offered by Jijau Commercial Co-operative Bank designed to help customers meet personal, business, or financial requirements with flexible repayment options and competitive interest rates.

What documents are required to apply?

Basic KYC documents such as identity proof, address proof, income proof, and photographs are required. Additional documents may be needed depending on loan type.

How can I apply for this loan?

You can apply online through the enquiry form on our website or visit your nearest Jijau Commercial Co-operative Bank branch.

How is EMI calculated?

EMI is calculated using a reducing balance formula based on loan amount, interest rate, and tenure. You can use the EMI calculator on this page to estimate your monthly installment.